Subsidized loan applications have started and will run for two weeks. To be eligible, applicants must be under 45 years of age and either not own a property or own a property they wish to sell in order to buy a larger one. This year's novelty is that the competition will not follow the principle of - whoever is first, their subsidy is theirs! This year, 42 million kunas are guaranteed for subsidized housing loans, and Minister of Construction Predrag Štromar guarantees that subsidies will be awarded to all those who meet the conditions. One such person is Ivana Prstec, who is currently looking for a place to live. A subsidy would certainly be welcome for her. "When you go into something new, then those first few years, while a person is getting used to paying some kind of money that they didn't used to pay - definitely has its weight," Ivana Prstec said to us. The subsidy period for this year has been extended from four to five years, the loan can be taken out in 12 banks, and the novelty is that the height of the subsidy, which is between 30% and 51%, will depend on the development of the location where the property is purchased. Minister Štromar emphasizes the demographic factor of this measure. "It is still being extended by two years for each child born. So, if someone has a loan for 15 years, and they have three children, they have 11 years of subsidies," Štromar said. Last year, 2,320 applications were implemented, with a total value of 17.5 million kunas, 41 applications were rejected, and 38 applicants withdrew their applications. The statistics have also shown that 239 children were born in families that received subsidized loans. "The main thing is that these people aren't leaving Croatia, they are working here and contributing to the growth of GDP and the quality of economy and life in Croatia," Štromar said. However, the Law on Subsidized Housing Loans has been considered questionable by some experts. The biggest problem is the short time frame for applications, emphasizes Opereta Director Boro Vujović. "What the minister said, 'whoever gives up in two weeks, they will certainly get,' creates confusion on the market. Buyers don't have time to look, search for, and negotiate, but must agree to the terms that the sellers demand." Applicants have been fewer in number than last year, and Minister Štromar justifies this by saying there is better organization.

Source: prvi.hr

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