Having your own house is a dream of many young couples. In today's time, smaller family-type houses are very popular. An expansive ground floor for daily events and family gatherings through the kitchen, pantry, and living room with exit to the courtyard. The upper floor of the apartment is a sleeping area with the necessary number of rooms and a bathroom. There are few such houses available on the real estate market. Therefore, young clients decide on the purchase of construction land and the construction of a house with a maximal and functional floor plan.

Guidelines for purchasing land

The land must be construction land or, according to the urban plan, in the building zone. When purchasing land, it is essential to know whether construction is allowed on the land and in which part of the land (for example, the land has 850m2, but 350m2 is in a green zone where construction is not allowed), what is the prescribed minimum size of the land, what is allowed on the land in terms of development, and what is the minimum distance of the structure from the adjacent plot? You must pay attention to all of this. The orientation of the land and access to the land are also essential, especially for the position and shape of the house and its relationship with the terrain.

We present lands from our offer:

(Continue reading below the offers)

https://www.opereta.hr/nekretnina/i22097-zemljiste-zagreb-granesina-stambeno-694-00m2/ https://www.opereta.hr/nekretnina/i21708-zemljiste-zagreb-gajnice-stambeno-640-00m2/ https://www.opereta.hr/nekretnina/i21558-zemljiste-sveta-nedelja-sv-nedelja-stambeno-1540-00m2/

How to finance the purchase of land?

If your savings are not enough to purchase land, you can request a residential loan. Before making a decision about choosing a bank, compare what can be financed by a residential loan and under what conditions.

How to buy land on credit?

When you have found the land that meets your needs, follow these steps:

Inform yourself and compare the offers and conditions of the credit
Submit a request for approval of the residential loan
P Prepare the required documentation for the approval of the credit

The credit institution will assess the creditworthiness of the loan applicant, order an appraisal of the value of the land and make a decision on the approval of the credit. After the conclusion of the credit agreement and the registration of the mortgage (the mortgage can be on a substitute house), the payment of the residential loan and the registration of ownership rights follow. Our free credit brokerage service can help you choose the most optimal credit line for your needs. Follow our Small School of Credit.

Author: Martina Mataić Škugor

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