Many women are not sure what is their own property and what belongs to their spouse, so they often do not know how to protect their rights

As an agency for real estate, I often observe that female clients, especially when it comes to conjugal property, are not sufficiently aware of what falls under their property and how that property is treated according to the law. Many women are not sure what is their own property, and what is considered conjugal property. That's why they often do not know how to protect their rights. That's why I want to point out a few key pieces of information that can help women become more financially aware and thus ensure that their property is properly recorded and protected.

Checking ownership in land registries

One of the most important steps in protecting your rights to real estate is to check ownership in land registries. Although the FAMILY LAW establishes that the property acquired during the marriage is conjugal property, it does not mean that it will always be clear who the actual owner is. It often happens that a property is formally entered into the land registry only in the name of one spouse. This fact can cause problems in case of property distribution, divorce or division of property.

What is conjugal property according to the law?

According to the Family Law, conjugal property is the property acquired during the marriage or derived from that property. Regardless of whether a property is bought in the name of one spouse, if it is acquired during the marriage, it is considered joint property of both spouses. So, in the conjugal property, all incomes, investments, and shares in commercial companies are included, as well as cars, furniture, and other items purchased during that time. Moreover, income from copyrights, winnings from games of chance, and cash funds are also included, as well as built or purchased houses, flats and land acquired during the marriage. However, it's essential to know that, when it comes to real estate, it does not mean that both spouses will automatically be recorded as owners in the land registry.

Which property does not fall under conjugal property?

It should be noted that property acquired through inheritance or gift usually does not fall under conjugal property, unless the spouses have agreed otherwise. Also, the conjugal property does not include property acquired by one spouse before marriage, unless it has been significantly increased by joint work during the marriage. Also, personal property, such as personal items, is not considered conjugal property, unless agreed otherwise.

Lack of awareness about ownership

Many women do not check their property and often do not even know which properties they own, especially if they are formally entered in the name of their spouse. To have a complete picture of your property and ensure your rights, I recommend that you check your ownership through the Property System (within e-Citizens). This system allows for easy checking of the ownership status of all properties. Recording in land registries is a crucial step in maintaining your rights. If a property is formally entered in the name of one spouse, but acquired during the marriage, the wife would certainly consider registering joint ownership. This can help avoid potential problems in the future. In addition, regular checks of property can help in identifying and managing all financial resources, which is crucial for personal and family security.

How to check your ownership?

The Property System allows for an easy view of ownership lists and property status. By using this tool, you can: • Examine all properties entered into your name. • Check ownership lists and status of each property. • Ensure that ownership is correctly recorded. Regular checks of ownership in land registries are extremely important, especially if the woman acquired the property during the marriage. If you have any additional questions about the process or need help, feel free to contact a real estate expert or lawyer for the necessary and accurate advice.

Correct recording in land registries

Although the Family Law clearly establishes that the property acquired during the marriage is conjugal property, it is always recommended to ensure correct recording in land registries. Having a official document of your rights to the property could be crucial in case of divorce, property distribution, sale or other forms of disposition.

Potential problems

Unfortunately, it often happens that only one spouse is recorded as the owner. This circumstance can cause unclearness and complications during property-related procedures. Financial awareness about ownership of real estate is a crucial step in protecting your rights, especially for women. That's why I recommend that you regularly check your property through the Property System. This way, you'll ensure that everything is correctly recorded in the land registry. You'll also be sure that your property rights are safe and clearly defined, regardless of the life circumstances that may follow. Property is an important part of security and future - so be informed, check, and protect what's yours. Author: Martina Mataić Škugor Taken from: https://tockanai.hr/

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