Look at the effective interest rates of the banks (still unofficial) for subsidized housing loans in the continuation.

Effective interest rate represents the true cost of the loan. EXC includes the nominal interest rate, fees, insurance, deposit, and other directly related costs.

We remind you that EXC is not the most important factor in choosing the best loan conditions as banks do not calculate the same values when accounting.

Look at the nominal interest rates, interest rate fixation, fixation term, reference interest rate at applicable interest rate. Banks also have differences in assessing creditworthiness, property and loan value ratio, payment and receipt transfer liabilities, insurance premium payment.

For the best loan comparison, contact our credit intermediary via email kreditiranje@opereta.hr and be prepared and carefree during the purchase of your real estate!

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