Sixth Call for Subsidized Loans for Young Families Nears Its End. Friday, May 14, 2021, marks the last day for submitting documents for a subsidy loan for buying a house or apartment or building a house. According to the latest official data from the APN, a total of 3,798 applications have been received from March 29 to May 6, 2021, demonstrating continued strong interest among citizens in this measure. The applications are being processed in the order in which they were received, and so far, 1,788 applications have been processed. 1,740 applications have been approved, 41 are under review, 5 have been rejected, and 2 applicants have withdrawn their applications. “Young families have recognized this government measure as quality, and the fact that a total of over 17,500 subsidized loans have been approved in the four years since its introduction, while over 3,000 children have been born in the same period, clearly indicates that we are also dealing with a demographic measure. Given the strong interest in this call, we will do everything to ensure sufficient funds to continue with this measure in the coming years," emphasizes Minister Darko Horvat. Based on the applications processed so far, the average amount of the subsidized loan is €76,620, while the average repayment period is 22 years. The average age of the beneficiary of the subsidized loan is 33 years, and the amount of the monthly installment paid is €395 / HRK 2,986, of which the monthly subsidy is €130 / HRK 985. Subsidizing Housing Loans is a housing welfare program under which the state, or the Ministry, and the APN, assist in repaying part of the housing loan when buying an apartment or house, or repaying a housebuilding loan, for a period of five years. The subsidy period is extended by two additional years for each newborn child during the duration of the subsidy. The subsidy period is also extended by one additional year for each child that a person has at the time of application for the loan, and it is extended by one year in the event that the applicant or a member of their household has been declared permanently disabled with a disability of over 50% of their physical injury. Let us remind you that all citizens under the age of 45 who do not own an apartment or house can apply to the call. Subsidized loans are approved for the purchase of an apartment or house, or the construction of a house, up to a maximum of €1,500 per square meter or up to a maximum loan amount of €100,000 in the Croatian currency. The loan repayment period must not be less than 15 years. The amount of the subsidy depends on the development index of the location where the property is purchased, or built, and ranges from 30% to 51% of the loan interest rate. The largest subsidies are awarded to those who plan to buy an apartment or house, or build a house in the least developed areas, while 30% of the monthly loan repayment goes to those who have decided to buy or build a property in urban centers such as Zagreb. In this round of subsidized housing loans, 14 banks participate with effective interest rates ranging from 2.09% to 3.50%. Source: [apn.hr](http://apn.hr/novosti/oglas-o-prestanku-subvencioniranja-stambenih-kredita-4)

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