Sometimes, we all find ourselves in a situation where we want to have our own home! Before making a decision to rent or buy a property, think about your needs and desires, and what options are available to you.

The decision between renting or buying primarily depends on your financial possibilities. Living in a rented apartment is a good start! Renting offers greater flexibility. You are more mobile, whether it's an opportunity for a better apartment or a change of location. You pay the rent on time and don't have a credit obligation. However, you would like to have your own home, redress the apartment with new furniture. You want to buy a pet, but the homeowner doesn't allow pets. If you have at least one more room, but renting a bigger apartment is too expensive. What if your landlord cancels the lease just when you don't have time to look for a new apartment? The advantages of buying a home are great! You pay off your loan for your property. You don't have to worry about where you are going to live or if someone will cancel your apartment lease. You can arrange your home as you want, invest without anyone's permission, just as you imagine a comfortable home. You can enrich your home with pets. The emotional part of buying a home has no financial value. Important steps before the decision! Everyone who wants to buy instead of renting an apartment should first assess their financial situation. If your needs are greater than the saved amount, you can take out a mortgage loan to buy a property. 1. The credit mediation of Opereta will help you to check your financial possibilities. They will compare the terms of several banks, explain the loan process, and all the costs associated with the realization of the loan. Credit intermediaries also help with collecting loan documentation. Credit mediation service is a free service! By calculating the initial credit capacity, you will find out up to what value you can buy a property. 2. The agents of Opereta real estate will carefully listen to your needs, desires, and requirements. They will familiarize you with the state of the real estate market and the current offer. They will actively search for real estate and filter those that meet your criteria. Special attention is paid to the clarity of the documentation (registered ownership, extract from land register, building and usage permit, energy certificate). Opereta has new real estate in its database that you will have the opportunity to learn about before they are advertised and available to everyone. The decision between renting and buying is not simple. It's essential to be well-informed and consider all the possibilities of accommodation and financing. Only in this way will you be able to make the right choice for you! Author: Martina Mataić Škugor Opereta Investment Ltd.

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