Along with Operetu and PBZ find your property by 31.12.2017 and use a special offer "(VE)SELITE SE" PBZ residential and Energo residential credits in kunas and euros for customers from Operete's property offers!

possibility of choosing between: fixed interest rates for the entire repayment period (maximum up to 10 years), variable interest rates for the entire repayment period, fixed interest rates for a specified period (5, 7 or 10 years) and then variable interest rates
credit amount: up to 2,300,000.00 HRK/350,000.00 EUR for credits with a collateral right established on the property, respectively up to 300,000.00 HRK/40,000.00 EUR for credits without establishing a collateral right on the property
credit repayment term: up to 30 years, depending on the type of instruments used and interest rates
during the parental leave it is possible to agree on a moratorium (postponement of repayment) of the existing residential credit up to 18 months, without paying interest
payment of up to 10% of the credit amount in cash for payment or reimbursement of costs related to the realization of the residential credit
choice of repayment date: any day of the month
choice of repayment method in: installments, standard annuities or annuities with a special repayment plan (repayment in annuities with a special repayment plan cannot be agreed upon with a combination of fixed and variable interest rates)
possibility to agree on delaying repayment of credit up to 12 months (except with a special repayment plan and with a combination of fixed and variable interest rates)
possibility to agree on automatic partial repayment of credit (for credits with repayment in equal monthly annuities or monthly installments)
without a fee for credit application processing
without a fee for early partial or definitive repayment of credit

Until 30 September 2017, use special benefits with PBZ Energo residential and standard residential credits with collateral right established on the property:

interest rate of as little as 4.99% per year, fixed for the entire repayment period (EKS 5.10% calculated per repayment term of 7 years, without a fee) for the realization of PBZ consumer credit in kunas for equipping the property for users of residential credits in PBZ or PBZ residential savings and those who realize a residential credit during the duration of this special offer
PBZ Mastercard^® revolving card without annual and membership fees for the first year of use
even lower interest rate for PBZ non-purpose credits for holders of PBZ residential credits with a mortgage - interest rate lower by 1.5 p.p. than the applicable interest rates for standard PBZ non-purpose credits
better premiums for insurance policies.

All benefits and conditions for approving PBZ residential credits from the special offer "(VE)SELITE SE" as well as representative examples of total costs can be found on the website www.pbz.hr or in your nearest PBZ branch. The special offer of PBZ residential credits "(VE)SELITE SE" is valid until 31.12.2017. All rights reserved © opereta.hr

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