Subsidized Mortgage Loans – Review of 2019. Ministry of Construction and Spatial Planning has announced a new round of subsidies. Applications will be possible from 30 March to 8 April 2020. The Ministry also published statistical data on the implementation of subsidized mortgage loans in 2019. We have prepared for you an overview and comparison of the data from 2017 to 2019.

	2017.*	2018.**	2019. ***
Number of Applications	2,399	3,033	4,260
Average Age of Beneficiaries	35	34	33
Average Loan Amount	67,500 EUR	66,600 EUR	69,500 EUR
Average Loan Repayment Term	20 years	21 years	21 years
Average Apartment Size	69 m2	68 m2	72 m2
Average Apartment Price	1,160 EUR/m2	1,235 EUR/m2	1,280 EUR/m2

* Agency for Trade and Real Estate Mediation, Implementation of Subsidized Mortgage Loans for Applications Received in 2017. ** Agency for Trade and Real Estate Mediation, Implementation of Subsidized Mortgage Loans for Applications Received in 2018. *** Public Data from the Ministry of Construction and Spatial Planning

in comparison to 2017.

in 2019, 78% more applications were received
the average age of beneficiaries, loan repayment term, average apartment size, and average loan amount remain largely unchanged
the average apartment price in 2019 is 10% higher

in comparison to 2018.

in 2019, 40% more applications were received
the average age of beneficiaries, loan repayment term, and average apartment size remain largely unchanged, while the average loan amount in 2019 is 4.4% higher
the average apartment price in 2019 is 3.64% higher

In 2019, there was a rise in all counties in terms of subsidized mortgage loans compared to 2018, with the largest rise recorded in Požega-Slavonija County by 180%, Šibenik-Knin by 103%, Međimurje by 77%, and Vukovar-Srijem County by 70%. To date, more than 9,400 families have secured their home through this measure (from 2017 to 2019). More than 1,100 children have been born, thus enabling the right to additional subsidy for two additional years per child. Author: Martina Mataić Škugor

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