Apartment Makarska: Guide to Buying, Renting, and Living in 2025

Makarska, a gem of Dalmatia located between the Biokovo mountain and the Adriatic Sea, is becoming an increasingly popular choice for living, vacationing, and investing. Buying or renting an apartment in Makarska is becoming an increasingly attractive option thanks to the combination of natural beauty, pleasant climate, and developed infrastructure. In this guide, we will reveal everything you need to know – from prices and locations to legal procedures and investor tips.

Why choose Makarska for living or investment?

Makarska is not just a tourist attraction – it is a place where more and more people are choosing to settle permanently. Here's why:

• Excellent climate: Mild winters and sunny summers provide pleasant conditions throughout the year.
• Security and quality of life: The city offers a peaceful environment, low crime rate, and developed municipal infrastructure.
• Closeness to nature: The Biokovo National Park, beaches, and crystal clear sea are just a stone's throw away from the apartment.
• Successful tourism: Investing in real estate for tourist rentals brings high returns. 

Real estate market in Makarska 2025.

Average apartment prices by district

Apartment prices in Makarska vary depending on location and proximity to the sea:

Price trends and forecasts

In 2025, a moderate price increase is expected, especially in new construction. Districts like Zelenka and Veliko Brdo are becoming popular due to new buildings with sea views and lower prices compared to the center.

Buying an apartment in Makarska – what you need to know

Legal framework and procedure

Buying an apartment includes:

1. Sales contract
2. Entry in the land register
3. Payment of property transfer tax (3%)
4. Notarization and confirmation of ownership 

Role of real estate agencies

Experienced agencies like Opereta offer:

• Legal assistance
• Transaction security
• Access to verified properties 

Buying as a foreigner

Foreign citizens can buy an apartment if they come from the EU or a country with a reciprocity agreement. You need:

• OIB (personal identification number)
• Criminal record clearance
• Bank account in Croatia

Renting an apartment in Makarska – guide for tenants

Rent prices

• Seasonal rent (June-September): 600 – 1,500 € monthly
• Long-term rent: 400 – 800 € monthly 

Contracts and legal protection

It is recommended to have a written contract that defines:

• Rent duration
• Rent amount
• Expenses and deposit
• Termination conditions 

Best districts for living in Makarska

Makarska center

Ideal for those who want to be in the heart of the action, with proximity to schools, markets, hospitals, and the beach.

Zelenka and Veliko Brdo

Quieter districts, suitable for families and the elderly. New construction, parking spaces, sea views.

Investor tips for real estate

• Investing in short-term rental apartments brings the highest ROI
• It is important to ensure quality property management for rentals
• Buy properties near the beach or with a view 

Living in Makarska – advantages and challenges

Advantages:

• Access to the sea and mountain
• Healthy environment
• Developed infrastructure 

Challenges:

• Seasonal crowds
• Higher costs during the summer
• Limited number of parking spaces in the center 

How to find an apartment in Makarska online

Best portals:

• Njuškalo.hr
• Crozilla.com
• Index Oglasi
• Realitica.com

Most common mistakes when buying and renting

• Not signing a contract
• Unverified ownership documentation
• Ignoring additional costs (expenses, deposit)
• Buying "off-plan" 

Funding and mortgage loans

Banks in Croatia offer housing loans with a repayment period of up to 30 years. You need:

• Regular income
• Down payment (min. 20%)
• Creditworthiness 

Mortgages can also be used for apartments under construction.

Legal aspects of ownership and renting

• Property transfer tax: 3%
• Rent tax: ca. 10% (with declaration)
• Always seek legal assistance or a lawyer 

Frequently asked questions (FAQ)

1. How much does an apartment in Makarska cost?
   From 2,400 to 4,000 € per m², depending on location and condition of the property.
2. Can foreign citizens buy an apartment?
   Yes, with certain conditions and documentation.
3. Where are the most favorable apartments?
   On the outskirts of the city – Veliko Brdo and Dugiš.
4. How is rent taxed?
   With a rent declaration, a tax of around 10% is paid.
5. Are prices lower outside the season?
   Yes, especially for rentals. Winter prices are significantly lower.
6. Is Makarska a good choice for living throughout the year?
   Absolutely! The city offers amenities and infrastructure even outside the season.

Conclusion: Is an apartment in Makarska the right choice for you?

If you are looking for a combination of nature, sea, security, and investment, Apartment Makarska is an excellent option. Whether you are buying for living, renting, or investment, Makarska offers diverse opportunities. It is important to be informed, engage professionals, and carefully choose the location.